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Updated weekly. This is a sampling of area rates and does not represent an offering to consumers. Contact lenders directly for specific and daily information.

LENDER / LOAN TYPE
30 Year Fixed
15 Year Fixed
 
Rate
Points
Rate
Points

571-8444 Raleigh, 960-3222 C.Hill 8063-5247 Weekends
Conv.
FHA/VA        
Jumbo 7 1/4 0 6 5/8 0

787-6080 Ral., 523-9785 Cary 1-800-300-5474
Conv.
FHA/VA        
Jumbo 6 1/2 0 5.85 0
Advantage Lending, LLC
532-7300 532-7302
Conv. Call   call  
FHA/VA For   call  
Jumbo Quote   call  
Alpha Mortgage Corp.
1-910-760-3013 1-800-457-0714
Conv. Call      
FHA/VA For      
Jumbo Quote      
American Mortgage Home, Inc.
789-8300
Conv. 4 3/8 0 4 1/4 0
FHA/VA 5 1/2 0 5 3/8 0
Jumbo 7 1/2 0 7 1/4 0
American Mortgage Resources
469-4172 469-4172 also weekends
Conv. Call      
FHA/VA For      
Jumbo Quote      
Bank of America Mortgage
829-6990 Ral, 569-2507 WF, 493-5086 Dur 367-7304 Apex, 653-7860 Cary
Conv. Call      
FHA/VA For      
Jumbo Quote      
Capital Bank
645-6449 Glwd, 861-2050 SxFks.653-0418 Ral 878-3100 Flls, 319-1049 Msvl.469-9400 Kildare
Conv. Call      
FHA/VA For      
Jumbo Quote      
Capital Mortgage Corp.
212-1450, 1-888-921-0030 www.capmortcorp.com 2.25
Conv. 4 1/2 0** 4 1/4 0**
FHA/VA        
Jumbo call   call  
Carolinas First Mortgage
510-5581 414-8008
Conv. 4 1/2 0* 4 1/4 0*
FHA/VA call   call  
Jumbo call   call  
Charles Holt & Assoc., Inc.
481-1889 1-800-358-9698
Conv. 4 1/2 0 4 1/4 0
FHA/VA call      
Jumbo call      
Coastal Federal Credit Union
420-8111, Toll Free1-800-868-4262 www.coastal24.com
Conv. call      
FHA/VA call      
Jumbo call      
Coastal Mortgage
380-0592 or toll free 1-877-380-0592, 740-9203 Weekend
Conv. call      
FHA/VA call      
Jumbo call      
Corporate Investors Mortgage
676-1111 Raleigh, 383-9166 Durham 929-6116 Chapel Hill
Conv. 4 5/8 0* 4 3/8 0*
FHA/VA 5 0*    
Jumbo 6 0* 5 1/2 0*
Crescent State Bank
783-5817 Ral, 910-692-5854 South.Pines 552-6590 HlySpg., 910-344-0030 Wilmington
Conv. 4 1/2 0* 4 1/4 0*
FHA/VA 4 7/8 0 call  
Jumbo 6 7/8 0 6 1/2 0
Equity Services
870-8107, 232-6735, 678-1133 573-6114, 462-6642
Conv. 4 3/8 1/2 4 1/4 0
FHA/VA 4 3/4 0 call  
Jumbo call      
First Flight FCU
851-5690
Conv. call      
FHA/VA call      
Jumbo call      
Fixed Rate Mortgage
1-866-217-5470 toll free
Conv. 4 3/8 0 4 1/4 0
FHA/VA call      
Jumbo call      
Glenwood Ave/Equity Services
573-6114 971-1992
Conv. 4 3/8 0* 4 1/4 0*
FHA/VA 4 1/2 0 4 3/8 0
Jumbo call      
Market Consulting Mortgage
1-800-970-8859 910-509-7105
Conv. 4 3/8 0 4 1/4 0
FHA/VA 4 3/4 0 4 3/8 0
Jumbo 6.55* 0 5* 0
MetLife Home Loans
851-3115 1-800-209-9411(Form: First Horizon)
Conv. Call      
FHA/VA For      
Jumbo Quote      
Mortgage Servicing, Inc.
881-9639 Raleigh
Conv. 4 1/2 0 4 3/8 0
FHA/VA 4 7/8 0 call  
Jumbo call   call  
Nationwide Mortgage
601-3059 910-328-1283, 252-288-9060
Conv. call      
FHA/VA call      
Jumbo        
SunTrust Mortgage, Inc.
571-6315 Ral, 380-2689 Cry, 932-2736 CHill 562-9487 W.Fst, 683-7507 Dur, 785-5031 C.Green
Conv. Call      
FHA/VA For      
Jumbo Quote      
Unisource Mortgage Services
929-6654 C.Hill, 1-866-929-6654 www.unisourcemortgageservices.com
Conv. 4 1/2 0 4 1/4 0
FHA/VA        
Jumbo call   call  
Wachovia Bank, N.A. Mortg.
571-3818 & 874-1810 Ral, 678-1800 Cry 419-3550 Dur, 968-1798 Chapel Hill
Conv. Call      
FHA/VA For      
Jumbo Quote      

Rates surveyed Wed Jul 1 2009.

  • + 1 Year Treasury Bill
  • ++3 Year Treasury Bill
  • LTV - Loan to Value Ratio
  • CAPS - Annual Cap/Life
  • Cap margin - Percent added to Index to determine Rate Change
  • 0/0=0% origination & points

ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/05) for a conventional fixed rate 30 yr. or 15 yr. loan is $359,650.00. Jumbo loans are over $359,650.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.

Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.

Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705

THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs

c 2005 M.I.S., Inc.

+ 1 Year Treasury Bill
++3 Year Treasury Bill
LTV - Loan to Value Ratio
CAPS - Annual Cap/Life
Cap margin - Percent added to Index to determine Rate Change
0/0=0% origination & points

ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/06) for a conventional fixed rate 30 yr. or 15 yr. loan is $417,000.00. Jumbo loans are over $417,000.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.

Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.

Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705

THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs

© 2007 M.I.S., Inc.


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