Updated weekly. This is a sampling of area rates and does not represent an offering to consumers.
Contact lenders directly for specific and daily information.
LENDER / LOAN TYPE |
30 Year Fixed |
15 Year Fixed |
| |
Rate |
Points |
Rate |
Points |
571-8444 Raleigh, 960-3222 C.Hill 8063-5247 Weekends
|
| Conv. |
|
|
|
|
| FHA/VA |
|
|
|
|
| Jumbo |
7 1/4 |
0 |
6 5/8 |
0 |
787-6080 Ral., 523-9785 Cary 1-800-300-5474
|
| Conv. |
|
|
|
|
| FHA/VA |
|
|
|
|
| Jumbo |
6 1/2 |
0 |
5.85 |
0 |
Advantage Lending, LLC
532-7300 532-7302
|
| Conv. |
Call |
|
call |
|
| FHA/VA |
For |
|
call |
|
| Jumbo |
Quote |
|
call |
|
Alpha Mortgage Corp.
1-910-760-3013 1-800-457-0714
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
American Mortgage Home, Inc.
789-8300
|
| Conv. |
4 3/8 |
0 |
4 1/4 |
0 |
| FHA/VA |
5 1/2 |
0 |
5 3/8 |
0 |
| Jumbo |
7 1/2 |
0 |
7 1/4 |
0 |
American Mortgage Resources
469-4172 469-4172 also weekends
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Bank of America Mortgage
829-6990 Ral, 569-2507 WF, 493-5086 Dur 367-7304 Apex, 653-7860 Cary
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Capital Bank
645-6449 Glwd, 861-2050 SxFks.653-0418 Ral 878-3100 Flls, 319-1049 Msvl.469-9400 Kildare
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Capital Mortgage Corp.
212-1450, 1-888-921-0030 www.capmortcorp.com 2.25
|
| Conv. |
4 1/2 |
0** |
4 1/4 |
0** |
| FHA/VA |
|
|
|
|
| Jumbo |
call |
|
call |
|
Carolinas First Mortgage
510-5581 414-8008
|
| Conv. |
4 1/2 |
0* |
4 1/4 |
0* |
| FHA/VA |
call |
|
call |
|
| Jumbo |
call |
|
call |
|
Charles Holt & Assoc., Inc.
481-1889 1-800-358-9698
|
| Conv. |
4 1/2 |
0 |
4 1/4 |
0 |
| FHA/VA |
call |
|
|
|
| Jumbo |
call |
|
|
|
Coastal Federal Credit Union
420-8111, Toll Free1-800-868-4262 www.coastal24.com
|
| Conv. |
call |
|
|
|
| FHA/VA |
call |
|
|
|
| Jumbo |
call |
|
|
|
Coastal Mortgage
380-0592 or toll free 1-877-380-0592, 740-9203 Weekend
|
| Conv. |
call |
|
|
|
| FHA/VA |
call |
|
|
|
| Jumbo |
call |
|
|
|
Corporate Investors Mortgage
676-1111 Raleigh, 383-9166 Durham 929-6116 Chapel Hill
|
| Conv. |
4 5/8 |
0* |
4 3/8 |
0* |
| FHA/VA |
5 |
0* |
|
|
| Jumbo |
6 |
0* |
5 1/2 |
0* |
Crescent State Bank
783-5817 Ral, 910-692-5854 South.Pines 552-6590 HlySpg., 910-344-0030 Wilmington
|
| Conv. |
4 1/2 |
0* |
4 1/4 |
0* |
| FHA/VA |
4 7/8 |
0 |
call |
|
| Jumbo |
6 7/8 |
0 |
6 1/2 |
0 |
Equity Services
870-8107, 232-6735, 678-1133 573-6114, 462-6642
|
| Conv. |
4 3/8 |
1/2 |
4 1/4 |
0 |
| FHA/VA |
4 3/4 |
0 |
call |
|
| Jumbo |
call |
|
|
|
First Flight FCU
851-5690
|
| Conv. |
call |
|
|
|
| FHA/VA |
call |
|
|
|
| Jumbo |
call |
|
|
|
Fixed Rate Mortgage
1-866-217-5470 toll free
|
| Conv. |
4 3/8 |
0 |
4 1/4 |
0 |
| FHA/VA |
call |
|
|
|
| Jumbo |
call |
|
|
|
Glenwood Ave/Equity Services
573-6114 971-1992
|
| Conv. |
4 3/8 |
0* |
4 1/4 |
0* |
| FHA/VA |
4 1/2 |
0 |
4 3/8 |
0 |
| Jumbo |
call |
|
|
|
Market Consulting Mortgage
1-800-970-8859 910-509-7105
|
| Conv. |
4 3/8 |
0 |
4 1/4 |
0 |
| FHA/VA |
4 3/4 |
0 |
4 3/8 |
0 |
| Jumbo |
6.55* |
0 |
5* |
0 |
MetLife Home Loans
851-3115 1-800-209-9411(Form: First Horizon)
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Mortgage Servicing, Inc.
881-9639 Raleigh
|
| Conv. |
4 1/2 |
0 |
4 3/8 |
0 |
| FHA/VA |
4 7/8 |
0 |
call |
|
| Jumbo |
call |
|
call |
|
Nationwide Mortgage
601-3059 910-328-1283, 252-288-9060
|
| Conv. |
call |
|
|
|
| FHA/VA |
call |
|
|
|
| Jumbo |
|
|
|
|
SunTrust Mortgage, Inc.
571-6315 Ral, 380-2689 Cry, 932-2736 CHill 562-9487 W.Fst, 683-7507 Dur, 785-5031 C.Green
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Unisource Mortgage Services
929-6654 C.Hill, 1-866-929-6654 www.unisourcemortgageservices.com
|
| Conv. |
4 1/2 |
0 |
4 1/4 |
0 |
| FHA/VA |
|
|
|
|
| Jumbo |
call |
|
call |
|
Wachovia Bank, N.A. Mortg.
571-3818 & 874-1810 Ral, 678-1800 Cry 419-3550 Dur, 968-1798 Chapel Hill
|
| Conv. |
Call |
|
|
|
| FHA/VA |
For |
|
|
|
| Jumbo |
Quote |
|
|
|
Rates surveyed Wed Jul 1 2009.
- + 1 Year Treasury Bill
- ++3 Year Treasury Bill
- LTV - Loan to Value Ratio
- CAPS - Annual Cap/Life
- Cap margin - Percent added to Index to determine Rate Change
- 0/0=0% origination & points
ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/05) for a conventional fixed rate 30 yr. or 15 yr. loan is $359,650.00. Jumbo loans are over $359,650.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.
Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.
Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705
THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs
c 2005 M.I.S., Inc.
+ 1 Year Treasury Bill
++3 Year Treasury Bill
LTV - Loan to Value Ratio
CAPS - Annual Cap/Life
Cap margin - Percent added to Index to determine Rate Change
0/0=0% origination & points
ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/06) for a conventional fixed rate 30 yr. or 15 yr. loan is $417,000.00. Jumbo loans are over $417,000.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.
Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.
Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705
THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs
© 2007 M.I.S., Inc.