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Those hard-to-buy-for people...

I got an interesting note from Taking Stock reader Keri today. Keri and her husband are on a mission to become debt-free and are therefore staying away from credit cards this Christmas. Keri has a couple of those folks who are really tough to shop for and is looking for ideas. Here's what she said: Share what you do for the ones on your list that either have what they need and want, are the types to just go and buy it themselves, or are picky.  I am fully aware of a few paths around this issue, such as donating money to a worthy cause in a person’s name or honor, or making homemade gifts. The trouble with the homemade idea is that, besides baking, I am so not a crafty person! My best idea (but not sure I will actually follow through) is to ask my artistically gifted son to render an image that we can have copied and framed. But that’s a lot of pressure for an 11 year old...who doesn’t work well under pressure, nor would describle himself as an artist! ...

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